WARNING : We have recently come across several misleading advertisements (falsely representing the Paywiser Group) posted on various Social Media platforms offering products which are crypto-related or otherwise equipped with crypto functionalities (eg. Top-Up). In light of the confusion caused, we hereby CONFIRM that the Paywiser Group DO NOT offer any such products to the customers and we are NOT associated with any firm which provides crypto-related products or service. If you are contacted by someone claiming to be a representative of Paywiser or otherwise receive messages bearing our logo offering any crypto-related products, please do NOT respond or provide any of your personal data or assets to such party under any circumstances.

Warning to Fraudsters : The management of Paywiser will not hesitate to take legal actions against any firms or individuals who are falsely representing us. Actions which cause damage to the reputation of Paywiser will be thoroughly investigated and escalated to the relevant law enforcement agencies for their handling as appropriate.


PAYWISER is a global one-stop shop payment services provider.

licensing tips - ‘act as a sponsor’ full support - payment cards - accepting payments - multi-currency accounts

Paywiser is a regulated supervised financial institution. We are committed to safety and security of data, business resilience and fraud prevention.

As a licensed Electronic Money Institution (EMI) we have the authorization to issue cards, electronic wallets, and other forms of e-money that Individual and Corporate users can use to make payments.

Established in 2017, Paywiser was founded by an international team of industry leaders with know-how in payment & finance technology, experiences in foreign exchange and market insights & performance.

  • We are agile, efficient and innovative.
  • We do business ethically, honestly and transparently.
  • We act responsibly, conscientiously and with care.
  • We think out of the box.
  • We protect confidentiality.

Why choose Paywiser?









picture of security of funds

Your money is safe and protected.

We are following all industry-standard regulations and best practices to ensure that your funds are protected.

We ensure security of funds of our clients or users of our services by keeping client funds in a segregated account opened with a safeguarding commercial partner bank. These funds are considered third party assets and are separate from Paywiser’s assets. Financial Services Compensation Scheme (FSCS) does not apply.

picture of MoneySend service

Select our Accounts as a Service & Payment Acceptance services & MoneySend service!

We provide a one-stop shop solution that fits your business. Not only we provide tech solutions for you, we also manage licensing, anti-money laundry, fraud prevention, compliance and other regulatory aspects, adding our market know-how and expertise based on years of experience in the industry.

We connect all crucial and relevant partners in the payment ecosystem, supporting you with 360 approach.

No need for you to establish multiple partnerships. We did it already.

picture of MoneySend service
picture of global full-service provider

Paywiser is an e-money license holder for EEA and UK

and has in it‘s possession a Money Service Business Registration in USA.

Designed as API-first approached tech provider and empowered with industry expertise enriched with business experiences, Paywiser acts as a global full-service provider of innovative payment solutions.

We recommend and facilitate optimal solutions to expand your business or to meet your individual needs.

Let us save your time!

picture of a direct integration with card scheme Mastercard

We provide a direct integration with card scheme Mastercard,

including a single compliant connection between you and the card scheme network, enabling transactions to be processed and cardholder funds settled.

This ‘BIN sponsorship’ is a quick alternative for those looking to build a scalable payments product without having to gain direct membership of a major scheme. It ensures that your program adheres to the Scheme rules and regulatory requirements

We support you in accelerating your business by leveraging our market knowledge and data insights.

picture of a direct integration with card scheme Mastercard

We commit to comply
with regulations and
do the right thing

Paywiser‘s licenses and certificates

  • Bank of Slovenia Regulated e-Money institution license owner – passported throughout EEA
  • UK FCA Regulated e-Money institution license owner
  • Money Service Business registration in USA
  • *Registrations in Japan and Canada are in progress

Paywiser is a PCI DSS Level 1 Certified Service Provider

We have been certified by the Payment Card Industry Data Security Standards (PCI DSS) Council for issuers and processors of payment cards.

This certificate demonstrate our commitment to maintaining the highest level of information security to protect confidential customer data.

Principal Membership:

Mastercard Acquiring and Card Issuing


UnionPay International Acquiring and Card Issuing


Our Global Presence

With offices in Europe, Asia and North America, we are forming a global 360o financial eco-system, providing card issuing, accepting payments and accounts.

map of Paywiser office around the world

Either you start in EEA region and later expand globally, or you immediately target global markets, we can support you in your plans with our global presence and connecting Europe with APAC and American markets.



Bravničarjeva ulica 13, 1000 Ljubljana, Slovenia

United Kingdom

36-38 Westbourne Grove Newton Road, London, United Kingdom, W2 5SH


Hong Kong

5/F, Unit A, No.1 Chatham Road South, Tsim Sha Tsui, Kowloon, Hong Kong
(+852) 26031233


5/F, Dogenzaka Ito Building, 5-6 Maruyamacho, Shibuya-ku, Tokyo 150-0044 JAPAN
(+81) 3 6712 6278


Unit 2-6 Tower A, Vertical Business Suite, Avenue 3, Bangsar South, No. 8, Jalan Kerinchi, 59200 Kuala Lumpur.
(+603) 2381 0676


Rm. 952, 9F., No. 208, Sec. 3, Nanjing E. Rd., Zhongshan Dist., Taipei City 10491 , Taiwan (R.O.C.)
TEL:(+886) 2795 1235
FAX: (+886) 2752 8802

North America

United States

1031 33rd Street, Denver, CO 80205
(Wyoming Registered)