Paywiser, a global FinTech company focused on providing individual and businesses with Acquiring, Issuing, banking and remittance services (360-degree approach to the Payment Eco-system), likes to announce the appointment of Hidemitsu (Terry) Terasawa as Chief Compliance Officer for our Japan branch. Terry joins Paywiser’s leadership team following an extensive career in the economic and financial services industry. Most recently, he served as the Head of Risk Management for Merpay Inc, which is a subsidiary of Mercari Inc. Prior to Merpay Inc, Terry served as the Director of the Japan Office for the Economic and Community Development for the State of Tennessee, USA. Terry was born and raised in Tokyo, lived in London, New York and Washington, D.C. for twelve years as part of building up his subject matter expertise and now lives in Yokohama. Terry has the extensive financial and market knowledge, and his financial acumen is an asset to the Paywiser leadership team. A crucial part of Paywiser’s mission of being at the forefront of the global payment technology industry requires an exacting approach to compliance and risk management. Terry’s addition will support the company to enhance its commitment to financial crime compliance, anti-money laundering (AML), and other financial-related integrity activities. The leadership skills and the experiences that Terry will bring to Paywiser can provide the best security standards for our partners, customers, and the industry.  

We are pleased to announce that Paywiser Limited is Payment Card Industry Data Security Standards (PCI DSS) Level 1 Service Provider certified by Payment Card Industry Security Standards Council (PCI SSC). PCI DSS Level 1 is a set of requirements to ensure that companies that store, transmit, or process credit card data to the highest standards. This high degree of validation is only granted at American Express, Discover, JCB International, MasterCard and Visa Inc, discretion if the merchant meets the level 1 requirements set to minimize risk to the system. Achieving the PCI DSS accreditation not only demonstrates Paywiser’s commitment to maintaining a high level of information security in order to secure customers’ confidential info but also makes Paywiser appear more trustworthy to the customer. “Obtaining the PCI DSS certificate is an important milestone for Paywiser. We will continue to strengthen our protection of customer information. Also shows our customers our continuous commitments to provide our goods & services under industry best practice.”– Mr. Sam Ho, CEO at Paywiser.

New Achievement Accomplished Congratulations to our Slovenia (Europe) Team. Another significant of Paywiser milestone was achieved. Paywiser d.o.o is granted with an Electronic Money Institution (EMI) License from the Bank of Slovenia (BSI) On 02 November 2021.

Notice to Customers As a payment services provider with global presence, the senior management of Paywiser would like to bring the following to the attention of all our customers. Paywiser will NOT tolerate fraudulent activities The Paywiser Group and all its staff members are committed to maintaining market integrity and complying with the relevant regulatory requirements as applicable to our operations. In connection thereof, we will provide full cooperation and support to all law enforcement agencies in their fight against criminal and fraudulent activities whenever possible. But despite all the efforts and resources invested into crime-fighting campaigns over the years, fraudsters will invariably come up with new ideas. We are aware that in the recent years, fraudsters have been targeting the public at large by way of unsolicited calls (“Cold Calls”) or emails asking for certain confidential information (eg. PIN, passwords) or personal data (eg. Passport number) from the recipients of such cold calls or emails. Information provided to the fraudsters will then be mis-used, causing huge financial and other losses to the victims Scam Calls Fraudsters are clever and their techniques are constantly changing. During the calls and through their emails, the fraudsters will typically pretend or give the impression that they are the employees or representatives of a particular business organisation or financial institution. The purpose of the calls as made up by the fraudsters are wide-ranging but would commonly be related to annual review of customer profiles. To support their false claims of being an employee or representative of the company, the fraudsters may provide the name, address and registration number of the relevant company but such fraudsters may then provide their own phone number, email address or even website details, claiming that the company’s contact details as shown on the public records are now out-of-date. How to Protect Yourself Paywiser will NEVER contact its customers on an unsolicited basis and ask for personal or confidential information over the phone or by emails. If you receive cold calls or emails from anyone claiming to be an employee or representative (eg. external consultants) of Paywiser and you have NOT previously dealt with any such person from Paywiser, you should treat such calls and emails with cautions and DO NOT provide information of any kind whatsoever to such person. If the person contacting you provides a name of a Paywiser employee whom you have previously dealt with but the nature of the communications seems suspicious, you should ignore their request WITHOUT providing any information whatsoever and then contact Paywiser immediately through the customer hotline or by email to find out if the calls or emails you received were genuine. ALWAYS BE WARY if you are contacted out of the blue and pressured to provide information or send money to anyone.

Indeed, it is important to provide a wide range of financial products for your clients. However, implementing various payment solutions can be challenging and confusing. It requires several processes to make sure your client gets the full pack. DECTA can be a good sport for your company and support with the missing piece. We are glad to announce our partnership with PayWiser – a global FinTech company.

Congratulation to Paywiser for obtaining WeChat Pay Service Provider (Institute) qualification, we can now provide (Oversea) WeChat Pay Merchant Account with Fast and Effortless onboarding process and connect your business to over 6 Billion potential customers.

Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations. A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco- System, covering Acquiring (eCommerce and POS Payment Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.