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Disclaimer / 聲明書: We would like to warn consumers that Paywiser DO NOT offer any Unionpay International Cards and products / solutions related Crypto Currency Activities and/or Top-up using Crypto Currencies. Recently, we have alerted with many false advertisement on Social Media platform claiming of such functionalities. Further more, we will take legal actions against any firms and indivdual who are falsely presenting our services and damage the reputation of Paywiser. 我們謹提醒消費者, Paywiser 絕不提供任何以與加密貨幣的活動 或 使用加密貨幣充值銀聯國際卡相關的產品/解決方案。最近, 我們注意到社交媒體平台上有許多聲稱具有此類功能的虛假廣告。此外,我們將會對任何冒充我們的服務並損害 Paywiser 聲譽的公司和個人採取法律行動。

Earn More Cash Back for the Things You Buy Most

With a $150 online cash rewards bonus offer.

0% intro APR on purchases and balance transfers for 12 months. After that, your APR will be a variable rate, currently 13.74% to 24.74%, based on your creditworthiness and other factors.

Card Details

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  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12,74% – 22,74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Milles dont expire and there`s no limit to how many you can earn

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

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