[ ! ] Be careful! The number of scam phone calls and emails has increased significantly, with fraudsters posing as bank representatives trying to deceive people to give up their money and data (e.g PIN codes). If you notice anything suspicious, please contact us directly. Read more >>

Disclaimer / 聲明書: We would like to warn consumers that Paywiser DO NOT offer any Unionpay International Cards and products / solutions related Crypto Currency Activities and/or Top-up using Crypto Currencies. Recently, we have alerted with many false advertisement on Social Media platform claiming of such functionalities. Further more, we will take legal actions against any firms and indivdual who are falsely presenting our services and damage the reputation of Paywiser. 我們謹提醒消費者, Paywiser 絕不提供任何以與加密貨幣的活動 或 使用加密貨幣充值銀聯國際卡相關的產品/解決方案。最近, 我們注意到社交媒體平台上有許多聲稱具有此類功能的虛假廣告。此外,我們將會對任何冒充我們的服務並損害 Paywiser 聲譽的公司和個人採取法律行動。

Our Company

PAYWISER is a global one-stop shop payment services provider.

licensing tips - ‘act as a sponsor’ full support - payment cards - accepting payments - multi-currency accounts

Paywiser is a regulated supervised  financial institution. We are committed to safety and security of data, business resilience and fraud prevention.

As a licensed Electronic Money Institution (EMI) we have the authorization to issue cards, electronic wallets, and other forms of e-money that  Individual and Corporate users can use to make payments.

Established in 2017, Paywiser was founded by an international team of industry leaders with know-how in payment & finance technology, experiences in foreign exchange and market insights & performance.

  • We are agile, efficient and innovative.
  • We do business ethically, honestly and transparently.
  • We act responsibly, conscientiously and with care.
  • We think out of the box.
  • We protect confidentiality.

Why choose PAYWISER?










Your money is safe and protected.

We are following all industry-standard regulations and best practices to ensure that your funds are protected.

We ensure security of funds of our clients or users of our services by keeping client funds in a segregated account opened with a  safeguarding  commercial partner bank. These funds are considered third party assets and are separate from Paywiser’s assets. Financial Services Compensation Scheme (FSCS) does not apply.


Select our Accounts as a Service & Payment Acceptance services & MoneySend service!

We provide a one-stop shop solution that fits your business. Not only we provide tech solutions for you, we also manage licensing, anti-money laundry, fraud prevention, compliance and other regulatory aspects, adding our market know-how and expertise based on years of experience in the industry. 

We connect all crucial and relevant partners in the payment ecosystem, supporting you with 360 approach.  

No need for you to establish multiple partnerships. We did it already.


Paywiser is an e-money license holder for EEA and UK and has in it‘s possession a Money Service Business Registration in USA. 

Designed as API-first approached tech provider and empowered with industry expertise enriched with business experiences, Paywiser acts as a global full-service provider of innovative payment solutions

We recommend and facilitate optimal solutions to expand your business or to meet your individual needs.

Let us save your time!


We provide a direct integration with card scheme Mastercard, including a single compliant connection between you and the card scheme network, enabling transactions to be processed and cardholder funds settled. 

This ‘BIN sponsorship’ is a quick alternative for those looking to build a scalable payments product without having to gain direct membership of a major scheme. It ensures that your program adheres to the Scheme rules and regulatory requirements

We support you in accelerating your business
by leveraging our market knowledge and data insights.


We commit to comply with regulations and
do the right thing

Paywiser‘s licenses and certificates

  • Bank of Slovenia Regulated e-Money institution license owner – passported throughout EEA
  • UK FCA Regulated e-Money institution license owner
  • Money Service Business registration in USA
  • *Registrations in Japan and Canada are in progress

Paywiser is a  PCI DSS Level 1 Certified Service Provider

We have been certified by the Payment Card Industry Data Security Standards (PCI DSS) Council for issuers and processors of payment cards.

This certificate demonstrate  our commitment to maintaining the highest level of information security to protect confidential customer data.

Principal Membership:

Mastercard Acquiring and Card Issuing


UnionPay International Acquiring and Card Issuing


Our Global Presence

With offices in Europe, Asia and North America we are forming a global 360o financial eco-system,
providing card issuing, accepting payments and accounts.

Illustration of global icon

Either you start in EEA region and later expand globally, or you immediately target global markets,
we can support you in your plans with our global presence and connecting Europe with APAC and American markets.


United Kingdom

36-38 Westbourne Grove Newton Road,
London, United Kingdom, W2 5SH


Bravničarjeva ulica 13,
1000 Ljubljana,


Paywiser UAB,
Vilnius, Mėsiniųstr. 5,


Hong Kong

5/F, Unit A,
No.1 Chatham Road South,
Tsim Sha Tsui, Kowloon,
Hong Kong
(+852) 26031233


Rm. 16, 9F., No. 57, Ln. 451, Sec. 6,
Nanjing E. Rd., Neihu Dist.,
Taipei City 114, Taiwan (R.O.C.)
(+886) 02 2795 1235


Unit 2-6 Tower A,
Vertical Business Suite,
Avenue 3, Bangsar South,
No. 8, Jalan Kerinchi,
59200 Kuala Lumpur.
(+603) 2381 0676


5/F, Dogenzaka Ito Building, 5-6 Maruyamacho, Shibuya-ku, Tokyo 150-0044 JAPAN
(+81) 3 6712 6278

North America

United States

1031 33rd Street,
Denver, CO 80205
(Wyoming Registered)

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