我們的網站和應用程序使用 cookie 等技術為您提供優質、流暢和個性化的體驗。 您可以隨時使用我們的 cookie 管理工具重新考慮您對 cookie 的選擇。
本政策中的信息補充了在 www.paywiser.com 上發布的隱私政策(有關個人數據保護的信息)。 保護您的在線數據是我們的首要任務。

我們是誰?

歡迎訪問由 Paywiser d.o.o. 發布的網站 www.paywiser.com。 其註冊辦事處位於 Bravničarjeva ulica 13, 1000 Ljubljana, Slovenia。 為確保您的個人數據(包括通過 cookie 收集的數據)的隱私,我們已指定一名授權數據保護官,您可以通過以下方式聯繫到他  [email protected].

什麼是 cookie?

Cookie 是一種小型計算機文件,一種跟踪器,在訪問網站、使用移動應用程序、閱讀電子郵件、安裝或使用軟件時存儲和讀取,無論使用的終端類型如何(計算機、智能手機、數字閱讀器、連接到 Internet 的視頻遊戲機等)。

此文件保存您的設置和其他數據,以便您下次訪問我們的網站或應用程序時,它會識別它們,記住您的訪問信息,並為您提供友好和簡單的在線服務。在 cookie 的幫助下,我們調整我們網站上的內容,記住您的偏好並記錄您對我們網站的訪問。使用 cookie 瀏覽我們的網站更愉快、更快速,最重要的是更高效。

Cookie 不允許我們直接識別您的身份,而只能收集有關您的設備、瀏覽器、與您正在使用的網站或應用程序的交互以及在某些情況下您的地理位置的特定信息。所使用的技術可能會鏈接您可能使用過的多個設備,並有足夠的可能性確定這些設備屬於您。

cookie 的用途是什麼以及保存多長時間?

我們專門使用 cookie 來提供更好的用戶體驗。 通過 cookie,我們會嘗試確定您對我們網站上的哪些內容感興趣,以便在您返回時它們會記住您。 它們可用於收集有關您使用我們網站的方式的信息,並因此在您下次訪問時調整其內容。

為充分利用我們網站的功能和內容,應啟用 cookie。 如果您不同意使用它們,這可能會限制您與我們網站交流的能力並損害用戶體驗。 即使您接受 cookie,您以後仍然可以刪除它們。

本網站使用不同類型的 cookie。

必要的餅乾

必要的 cookie 對於我們的網站和服務的運行是必不可少的,並且需要啟用該網站的基本功能,例如提供安全登錄或調整您的同意偏好。

這些 cookie 不存儲任何個人身份數據。
必要的 cookie 始終處於活動狀態。 如果沒有這些 cookie,您希望在本網站上使用的服務將無法正常運行。 因此,無法反對使用這些 cookie,也不需要您同意使用此類 cookie。

曲奇餅
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PHPSESSID session 此 cookie 是 PHP 應用程序的原生。 Cookie 用於存儲和識別用戶的唯一會話 ID,以便管理網站上的用戶會話。 該 cookie 是會話 cookie,當所有瀏覽器窗口關閉時將被刪除。

cookieyes-consent

 

1 年

 

CookieYes 設置此 cookie 以記住用戶的同意偏好,以便他們的偏好在他們隨後訪問本網站時得到尊重。 它不收集或存儲網站訪問者的任何個人信息。

_GRECAPTCHA

 

5個月27天

 

此 cookie 由 Google recaptcha 服務設置,用於識別機器人以保護網站免受惡意垃圾郵件攻擊。

功能性餅乾

功能性 cookie 有助於執行某些功能,例如在社交媒體平台上共享網站內容、收集反饋和其他第三方功能。
使用和存儲這些 cookie 需要您的同意。

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期間
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沒有可顯示的 cookie

分析 Cookie – 受眾測量

這些 cookie 的目的是分析網站流量和使用情況,以了解您如何與網站互動。

這些 cookie 可以提供有關指標的信息,例如訪問者數量或與所訪問頁面相關的數據、頁面訪問持續時間、您用於訪問這些頁面的瀏覽器、跳出率等。

通常需要您的同意才能使用和存儲這些 cookie。

曲奇餅
期間
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CONSENT 2年 YouTube 通過嵌入的 youtube-videos 設置此 cookie 並註冊匿名統計數據。

性能餅乾

性能 cookie 用於了解和分析網站的關鍵性能指標,通過使呈現給您的內容更具相關性,有助於為訪問者提供更好的用戶體驗。 為此,我們收集有關您如何使用網站的信息,例如您訪問的頁面、您使用的功能、您查看的內容、您選擇的設置等。這使我們能夠更準確地根據您的需求定制編輯內容 期望。

使用和存儲這些 cookie 需要您的同意。

曲奇餅
期間
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沒有可顯示的 cookie

廣告餅乾

廣告 cookie 用於根據您之前訪問的頁面為您提供定制廣告,並分析廣告活動的有效性

這些 cookie 的目的是提高我們網站以及第三方媒體上顯示的廣告信息和內容的相關性。 當我們向您發送促銷信息或顯示此類內容時,我們旨在為您提供最相關的廣告和根據您的需求量身定制的優惠。

因此,這種自動數據處理服務於您更好的瀏覽體驗:在正確的時間向您展示相關廣告,丟棄您不太可能感興趣的內容,並限制同一廣告的展示次數。

適用法規將此類工具的使用定義為創建配置文件。
我們需要您的同意才能使用和存儲這些 cookie。

曲奇餅
期間
描述
YSC 會議 YSC cookie 由 Youtube 設置,用於跟踪 Youtube 頁面上嵌入視頻的觀看次數。
VISITOR_INFO1_LIVE 5個月27天 YouTube 設置的一種 cookie,用於測量確定用戶獲得新播放器界面還是舊播放器界面的帶寬。

其他餅乾

其他未分類的 cookie 是那些正在分析但尚未分類的 cookie。

使用和存儲這些 cookie 需要您的同意。

曲奇餅
期間
描述
Csrf 會議 沒有可用的描述。
wp_wpml_current_language 會議 沒有可用的描述。
trx_addons_is_retina 1 年 此 cookie 用於檢查用戶是否有視網膜顯示器。
Theme 絕不 沒有可用的描述。

您的 cookie 同意設置存儲多長時間?

當您接受或拒絕我們網站上的全部或部分 cookie 時,您的選擇將被保存並存儲(我們將保留您的偏好記錄)最多 6 個月。

這意味著當您稍後訪問我們的網站時,在此期間,我們不會代表您請求任何有關 cookie 的操作,因為我們將記錄您存儲的偏好。 在此期間結束後,我們將再次詢問您是否同意或拒絕使用 cookie。

您如何管理或刪除 cookie?

在您首次訪問我們的網站時,通過顯示專用信息橫幅,您可以同意、拒絕或設置您對 cookie 使用的選擇。

您決定是否允許將 cookie 存儲在您的設備上。 您稍後可以在頁面右下角的專用 COOKIE 設置中撤回您的同意或更改您的選擇(例如僅接受某些類型的 cookie)。

我們通知您,根據規定,網站運行所需的 cookie 無需徵得您的同意,因此無法在我們的選擇管理工具中停用。 您可以通過瀏覽器設置來反對這一點(如下文“如何拒絕 cookie”部分所述),但您在網站上的體驗可能會受到影響。

管理和刪除 cookie 的過程因您使用的瀏覽器而異。

您有多種管理 cookie 的選項,包括阻止使用和/或刪除它們。

你如何拒絕cookies?

如果您不希望通過本網站使用和/或在您的設備上放置 cookie,則會在您的設備上放置一個選擇退出 cookie,以便我們可以記錄您已拒絕全部或部分 cookie 的信息。 如果您刪除此選擇退出 cookie,您將不再被識別為拒絕使用 cookie(這意味著您下次訪問我們的網站時必須再次選擇)。

Cookie 設置

提供 cookie 管理器以允許您管理在本網站上存儲和/或使用的 cookie。 在任何時候,通過單擊頁面右下角的 COOKIE 設置,您都可以訪問配置器並根據相關 cookie 的類型更改您的偏好。

瀏覽器設置

您還可以通過瀏覽器管理 cookie。
大多數瀏覽器默認設置為接受 cookie,但如果您願意,您可以選擇接受所有 cookie、系統地拒絕 cookie 或根據它們的來源選擇接受哪些 cookie。 您還可以使用瀏覽器定期從您的設備中刪除 cookie。

但是,您不應忘記在各種設備(平板電腦、智能手機、計算機等)上設置所有瀏覽器。

每個瀏覽器都有不同的設置來管理 cookie 和您的選擇。 它在您瀏覽器的幫助菜單中有描述,它將告訴您如何編輯您的 cookie 設置。 例如:

for Internet Explorer™: https://support.microsoft.com/en-us/topic/delete-and-manage-cookies;
for Safari™: https://support.apple.com/en-gb/safari;
for Chrome™: https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DAndroid&hl=en;
for Firefox™: https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox;
for Opera™: https://help.opera.com/en/latest/web-preferences/#cookies

您可以通過直接進入 cookie 發布者的頁面來選擇禁用某些第三方 cookie:

您如何行使其他權利?

根據適用的個人數據保護法規,您有權訪問、更正、反對、限制和刪除您的個人數據。 要行使您的其他權利,請訪問我們關於保護您的個人數據的信息  www.paywiser.com

接觸

如果您對 cookies 仍有疑問,您可以通過以下地址發送電子郵件與我們聯繫: [email protected].

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco- System, covering Acquiring (eComm and POS Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.

ROLES AND RESPONSIBILITIES

The role is primarily divided between two functions, Client Due Diligence and Conflicts Clearance.

1. Client Due Diligence
  •  Performing KYC due diligence for new and existing clients
  • Reviewing clients’ incoming documents and researching clients using Paywiser’ssystems or public sources to meet our regulatory requirements on Client DueDiligence (CDD)
  • Communicating clearly with the Partnership what may be required of Clients to fulfil said requirements Advising on CDD requirements for our overseas offices based on the local laws and regulations
  • Using screening tools to carry out risk assessments at client inception and also when  CDD records are updated to see whether the client presents a higher than usual risk  of money laundering
  • Carrying out research to establish whether there is any adverse press about a prospective client and assessing its relevance
  • Carrying out searches to identify whether a client is a politically exposed person and  preparing emails for Compliance / Senior Management’s approval
  • Carrying out research on the source of wealth and funds and assisting with advice on this to the partners and fee-earners
  • Being an active risk manager, recognize the factors that impact client risk rating and due diligence requirements
  • Filing appropriately and diligently so that centralised records of client approvals are maintained
  • Escalating issues or concerns to management, compliance, and the business in an effective manner
  • Working cross-functionally with internal teams to discuss changes or updates to Paywiser’s KYC/AML requirements, policy, and procedure
  • Handling sensitive and confidential information in accordance with Paywiser’s policy
2. Conflicts Clearance
  • Carrying out conflicts searches using data submitted by partners and other customers
  • Reporting back to the partners / customers on the results of the search Identifying potential conflicts issues and escalating them to more senior members of theCompliance team within Paywiser Ad Hoc Assistance
  • Assisting partners and other business services colleagues on frequently asked questions relating to billing and file opening
  • Assisting the Money Laundering Reporting Officer (MLRO) with research surrounding suspicious activity reports
  • Acting as a subject-matter expert to provide training / workshops on onboarding issues (e.g. AML / Conflicts) to local and overseas colleagues
  • Providing improvement / enhancement ideas on existing processes / systems
  • Any other job functions as assigned by the management from time to time.
EDUCATION AND QUALIFICATIONS
  • Degree holder in any disciplines
  • Experience in conflicts of interest checking and/or AML checking
  • Excellent research, analytical, and critical reasoning skills
  • Excellent verbal and written communication skills
  • Ability to interact and work closely with business stakeholders at all levels of seniority
  • Self-motivator, able to work independently and as part of a team
  • Team player, don’t afraid to speak up and share solutions and ideas for improvement
  • Able to perform multitasking, good organisation, problem-solving and time-managementskills with a strong sense of responsibility, commitment, and discipline
  • Agile learner with continuous improvement mindset
  • Multilingual in speaking, reading, and writing: English is mandatory plus at least one ofthese languages – Mandarin, Cantonese, Japanese, Slovenian

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco-System, covering Acquiring (eComm and POS Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.

ROLES AND RESPONSIBILITIES

  • The candidate should have a strong technical background (experience working in Payment Gateway / Card Payments / Financial Services space will be a plus), should be a thought leader, have exceptional organizational skills, written and verbal communication skills and be an analytical and structured thinker.
  • The right candidate should possess a strong Technical Product Management background, with demonstrated expertise in contributing to cross-functional projects.
  • The candidate must have demonstrated excellence as Technical Product Manager in the payments, internet or related industries. The successful candidate must be a hands-on person with proven ability to engage in high bandwidth conversations with both business and technology executives.
  • This individual must be highly effective working both independently and in cross-functional capacities to identify, define, analyze, prioritize and refine technology requirements across all categories.
  • Successful candidates will be skilled at forging strong partnerships with business sponsors, product owners, architects, and developers to define feature sets, story maps, detailed user stories (functional and non-functional) to support the development process. This function will address bottlenecks, provide escalation management, anticipate and make tradeoffs, balance the business needs versus technical constraints to maximize business benefit.

This role will also partner with the cross-functional leadership team to help define the roadmap priorities and ensure that it remains aligned with the broader strategy and priorities. This individual will foster innovation, collaboration, leverage new technologies and champion impactful change to build Visa’s technology brand through internal and external initiatives. ​

EDUCATION AND QUALIFICATIONS

  • 4+ yrs of Fullstack development experience
  • Demonstrated ability to effectively adapt to changing technology
  • Understanding of RESTful APIs – both building and consuming
  • Experience with PHP and a PHP MVC framework
  • Experience with JavaScript
  • Understanding and experience building responsive interfaces with HTML5, CSS3, Bootstrap
  • Experience with React, VueJs (or other front-end frameworks) a bonus
  • Experience with Linux environments and using the shell
  • Experience with Python
  • Experience with MySQL, DB2, or other RDBMS
  • Experience writing tests (unit, functional, etc.), and using testing frameworks
  • Strong problem-solving skills
  • Attitude toward getting things done while maintaining regard for code quality
  • Demonstrated ability to take ownership of initiatives and comfortable seeking help
  • Comfortable tackling new problems and learning along the way
  • Solid communication skills
  • Fluent in English and Chinese are required. Additional languages, such as Japanese  are a plus.

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 

ROLES AND RESPONSIBILITIES

Lead and develop a dynamic and growing team of analysts and operations specialists

Facilitate recovery operations and identify improvements, define additional areas to scale our efforts, and correct inefficiencies. Develop enhancements and process improvements based on an assessment of Paywiser’s systems and processes. Create an industry-leading approach toward repayment options to increase the likelihood of recovery

Optimize the disputes lifecycle, including disputes win rates and debit success rates. This will include ownership over the way we respond to chargebacks at Paywiser, with a goal of maximizing win and debit success rates

Lead root cause analysis to identify opportunities to predict, prevent, and mitigate chargebacks that can lead to account difficulties

Master the complicated chargebacks process. This individual will utilize their mastery of chargebacks and network/industry rules to improve the way we respond to chargebacks and will translate that knowledge to internal stakeholders to effect change

React to disputes rule and payments industry changes (as well as corresponding optimization of the end to end disputes system based on continued changes), with a goal of designing industry-leading chargeback flows and processes

Develop and report key performance indicators across the seller recovery lifecycle, from dispute to unsuccessful debit to collection

Partner with Finance and Accounting departments to improve on our policies and processes that contribute to accurate ledger reporting

 

EDUCATION AND QUALIFICATIONS

Bachelor’s degree in Finance, Economics, or Business

3+ years in payments, recovery/collections, chargebacks, or a related field

A customer-first approach

Strong quantitative analytical experience. Ability to analyze large transactional datasets, interpret and react to ambiguous situations, and make decisions under pressure. Skills in SQL, CRM, and data visualization tools strongly preferred

A solid understanding of the payments landscape across all participants – issuer, merchant, acquirer, and network

Excellent written, oral, and presentation skills and an ability to synthesizeinformation and make clear, concise recommendations on a course of action

A creative and team-focused mindset, with a problem-solving approach that has a bias towards action taking

Relevant advanced degree, such as an MBA, preferred