我们的网站和应用程序使用 cookie 等技术为您提供优质、流畅和个性化的体验。 您可以随时使用我们的 cookie 管理工具重新考虑您对 cookie 的选择。
本政策中的信息补充了在 www.paywiser.com 上发布的隐私政策(有关个人数据保护的信息)。 保护您的在线数据是我们的首要任务。

我们是谁?

欢迎访问由 Paywiser d.o.o. 发布的网站 www.paywiser.com。 其注册办事处位于 Bravničarjeva ulica 13, 1000 Ljubljana, Slovenia。 为确保您的个人数据(包括通过 cookie 收集的数据)的隐私,我们已指定一名授权数据保护官,您可以通过 [email protected] 与他联系。

什么是 cookie?

Cookie 是一种小型计算机文件,一种跟踪器,在访问网站、使用移动应用程序、阅读电子邮件、安装或使用软件时存储和读取,无论使用的终端类型如何(计算机、智能手机、数字阅读器、 连接到 Internet 的视频游戏机等)。

此文件保存您的设置和其他数据,以便您下次访问我们的网站或应用程序时,它会识别它们,记住您的访问信息,并为您提供友好和简单的在线服务。 在 cookie 的帮助下,我们调整我们网站上的内容,记住您的偏好并记录您对我们网站的访问。 使用 cookie 浏览我们的网站更愉快、更快速,最重要的是更高效。

Cookie 不允许我们直接识别您的身份,而只能收集有关您的设备、浏览器、与您正在使用的网站或应用程序的交互以及在某些情况下您的地理位置的特定信息。 所使用的技术可能会链接您可能使用过的多个设备,并有足够的可能性确定这些设备属于您。

cookie 的用途是什么以及保存多长时间?

我们专门使用 cookie 来提供更好的用户体验。 通过 cookie,我们会尝试确定您对我们网站上的哪些内容感兴趣,以便在您返回时它们会记住您。 它们可用于收集有关您使用我们网站的方式的信息,并因此在您下次访问时调整其内容。

为充分利用我们网站的功能和内容,应启用 cookie。 如果您不同意使用它们,这可能会限制您与我们网站交流的能力并损害用户体验。 即使您接受 cookie,您以后仍然可以删除它们。

本网站使用不同类型的 cookie。

必要的饼干

必要的 cookie 对于我们的网站和服务的运行是必不可少的,并且需要启用该网站的基本功能,例如提供安全登录或调整您的同意偏好。

这些 cookie 不存储任何个人身份数据。
必要的 cookie 始终处于活动状态。 如果没有这些 cookie,您希望在本网站上使用的服务将无法正常运行。 因此,无法反对使用这些 cookie,也不需要您同意使用此类 cookie。

曲奇饼
期间
描述
PHPSESSID 会议 此 cookie 是 PHP 应用程序的原生。 Cookie 用于存储和识别用户的唯一会话 ID,以便管理网站上的用户会话。 该 cookie 是会话 cookie,当所有浏览器窗口关闭时将被删除。

cookieyes-consent

 

1年

 

CookieYes 设置此 cookie 以记住用户的同意偏好,以便他们的偏好在他们随后访问本网站时得到尊重。 它不收集或存储网站访问者的任何个人信息。

_GRECAPTCHA

 

5个月27天

 

此 cookie 由 Google recaptcha 服务设置,用于识别机器人以保护网站免受恶意垃圾邮件攻击。

功能性饼干

功能性 cookie 有助于执行某些功能,例如在社交媒体平台上共享网站内容、收集反馈和其他第三方功能。
使用和存储这些 cookie 需要您的同意。

曲奇饼
期间
描述
没有可显示的 cookie

分析 Cookie – 受众测量

这些 cookie 的目的是分析网站流量和使用情况,以了解您如何与网站互动。

这些 cookie 可以提供有关指标的信息,例如访客数量或与所访问页面相关的数据、页面访问持续时间、您用于访问这些页面的浏览器、跳出率等。

通常需要您的同意才能使用和存储这些 cookie。

曲奇饼
期间
描述
同意 2年 YouTube 通过嵌入的 youtube-videos 设置此 cookie 并注册匿名统计数据。

性能饼干

性能 cookie 用于了解和分析网站的关键性能指标,通过使呈现给您的内容更具相关性,有助于为访问者提供更好的用户体验。 为此,我们收集有关您如何使用网站的信息,例如您访问的页面、您使用的功能、您查看的内容、您选择的设置等。 这使我们能够更准确地根据您的期望定制编辑内容。

使用和存储这些 cookie 需要您的同意。

曲奇饼
期间
描述
没有可显示的 cookie

广告饼干

广告 cookie 用于根据您之前访问的页面为您提供定制广告,并分析广告活动的有效性

这些 cookie 的目的是提高我们网站以及第三方媒体上显示的广告信息和内容的相关性。 当我们向您发送促销信息或显示此类内容时,我们旨在为您提供最相关的广告和根据您的需求量身定制的优惠。

因此,这种自动数据处理服务于您更好的浏览体验:在正确的时间向您展示相关广告,丢弃您不太可能感兴趣的内容,并限制同一广告的展示次数。

适用法规将此类工具的使用定义为创建配置文件。
我们需要您的同意才能使用和存储这些 cookie。

曲奇饼
期间
描述
YSC 会议 YSC cookie 由 Youtube 设置,用于跟踪 Youtube 页面上嵌入视频的观看次数。
VISITOR_INFO1_LIVE 5个月27天 YouTube 设置的一种 cookie,用于测量确定用户获得新播放器界面还是旧播放器界面的带宽。

其他饼干

其他未分类的 cookie 是那些正在分析但尚未分类的 cookie。

使用和存储这些 cookie 需要您的同意。

曲奇饼
期间
描述
Csrf 会议 没有可用的描述。
wp_wpml_current_language 会议 没有可用的描述。
trx_addons_is_retina 1年 此 cookie 用于检查用户是否有视网膜显示器。
Theme 绝不 没有可用的描述。

您的 cookie 同意设置会存储多长时间?

当您接受或拒绝我们网站上的全部或部分 cookie 时,您的选择将被保存并存储(我们将保留您的偏好记录)最多 6 个月。

这意味着当您稍后访问我们的网站时,在此期间,我们不会代表您请求任何有关 cookie 的操作,因为我们将记录您存储的偏好。 在此期间结束后,我们将再次询问您是否同意或拒绝使用 cookie。

您如何管理或删除 cookie?

在您首次访问我们的网站时,通过显示专用信息横幅,您可以同意、拒绝或设置您对 cookie 使用的选择。

您决定是否允许将 cookie 存储在您的设备上。 您稍后可以在页面右下角的专用 COOKIE 设置中撤回您的同意或更改您的选择(例如仅接受某些类型的 cookie)。

我们通知您,根据规定,网站运行所需的 cookie 无需征得您的同意,因此无法在我们的选择管理工具中停用。 您可以通过浏览器设置来反对这一点(如下文“如何拒绝 cookie”部分所述),但您在网站上的体验可能会受到影响。

管理和删除 cookie 的过程因您使用的浏览器而异。

您有多种管理 cookie 的选项,包括阻止使用和/或删除它们。

你如何拒绝cookies?

如果您不希望通过本网站使用和/或在您的设备上放置 cookie,则会在您的设备上放置一个选择退出 cookie,以便我们可以记录您已拒绝全部或部分 cookie 的信息。 如果您删除此选择退出 cookie,您将不再被识别为拒绝使用 cookie(这意味着您下次访问我们的网站时必须再次选择)。

Cookie 设置

提供 cookie 管理器以允许您管理在本网站上存储和/或使用的 cookie。 在任何时候,通过单击页面右下角的 COOKIE 设置,您都可以访问配置器并根据相关 cookie 的类型更改您的偏好。

浏览器设置

您还可以通过浏览器管理 cookie。
大多数浏览器默认设置为接受 cookie,但如果您愿意,您可以选择接受所有 cookie、系统地拒绝 cookie 或根据它们的来源选择接受哪些 cookie。 您还可以使用浏览器定期从您的设备中删除 cookie。

但是,您不应忘记在各种设备(平板电脑、智能手机、计算机等)上设置所有浏览器。

每个浏览器都有不同的设置来管理 cookie 和您的选择。 它在您浏览器的帮助菜单中有描述,它将告诉您如何编辑您的 cookie 设置。 例如:

for Internet Explorer™: https://support.microsoft.com/en-us/topic/delete-and-manage-cookies;
for Safari™: https://support.apple.com/en-gb/safari;
for Chrome™: https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DAndroid&hl=en;
for Firefox™: https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox;
for Opera™: https://help.opera.com/en/latest/web-preferences/#cookies

您可以通过直接进入 cookie 发布者的页面来选择禁用某些第三方 cookie:

您如何行使其他权利?

根据适用的个人数据保护法规,您有权访问、更正、反对、限制和删除您的个人数据。 要行使您的其他权利,请访问我们关于保护您的个人数据的信息 www.paywiser.com

接触

如果您对 cookies 仍有疑问,您可以通过以下地址发送电子邮件与我们联系: [email protected].

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco- System, covering Acquiring (eComm and POS Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.

ROLES AND RESPONSIBILITIES

The role is primarily divided between two functions, Client Due Diligence and Conflicts Clearance.

1. Client Due Diligence
  •  Performing KYC due diligence for new and existing clients
  • Reviewing clients’ incoming documents and researching clients using Paywiser’ssystems or public sources to meet our regulatory requirements on Client DueDiligence (CDD)
  • Communicating clearly with the Partnership what may be required of Clients to fulfil said requirements Advising on CDD requirements for our overseas offices based on the local laws and regulations
  • Using screening tools to carry out risk assessments at client inception and also when  CDD records are updated to see whether the client presents a higher than usual risk  of money laundering
  • Carrying out research to establish whether there is any adverse press about a prospective client and assessing its relevance
  • Carrying out searches to identify whether a client is a politically exposed person and  preparing emails for Compliance / Senior Management’s approval
  • Carrying out research on the source of wealth and funds and assisting with advice on this to the partners and fee-earners
  • Being an active risk manager, recognize the factors that impact client risk rating and due diligence requirements
  • Filing appropriately and diligently so that centralised records of client approvals are maintained
  • Escalating issues or concerns to management, compliance, and the business in an effective manner
  • Working cross-functionally with internal teams to discuss changes or updates to Paywiser’s KYC/AML requirements, policy, and procedure
  • Handling sensitive and confidential information in accordance with Paywiser’s policy
2. Conflicts Clearance
  • Carrying out conflicts searches using data submitted by partners and other customers
  • Reporting back to the partners / customers on the results of the search Identifying potential conflicts issues and escalating them to more senior members of theCompliance team within Paywiser Ad Hoc Assistance
  • Assisting partners and other business services colleagues on frequently asked questions relating to billing and file opening
  • Assisting the Money Laundering Reporting Officer (MLRO) with research surrounding suspicious activity reports
  • Acting as a subject-matter expert to provide training / workshops on onboarding issues (e.g. AML / Conflicts) to local and overseas colleagues
  • Providing improvement / enhancement ideas on existing processes / systems
  • Any other job functions as assigned by the management from time to time.
EDUCATION AND QUALIFICATIONS
  • Degree holder in any disciplines
  • Experience in conflicts of interest checking and/or AML checking
  • Excellent research, analytical, and critical reasoning skills
  • Excellent verbal and written communication skills
  • Ability to interact and work closely with business stakeholders at all levels of seniority
  • Self-motivator, able to work independently and as part of a team
  • Team player, don’t afraid to speak up and share solutions and ideas for improvement
  • Able to perform multitasking, good organisation, problem-solving and time-managementskills with a strong sense of responsibility, commitment, and discipline
  • Agile learner with continuous improvement mindset
  • Multilingual in speaking, reading, and writing: English is mandatory plus at least one ofthese languages – Mandarin, Cantonese, Japanese, Slovenian

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco-System, covering Acquiring (eComm and POS Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.

ROLES AND RESPONSIBILITIES

  • The candidate should have a strong technical background (experience working in Payment Gateway / Card Payments / Financial Services space will be a plus), should be a thought leader, have exceptional organizational skills, written and verbal communication skills and be an analytical and structured thinker.
  • The right candidate should possess a strong Technical Product Management background, with demonstrated expertise in contributing to cross-functional projects.
  • The candidate must have demonstrated excellence as Technical Product Manager in the payments, internet or related industries. The successful candidate must be a hands-on person with proven ability to engage in high bandwidth conversations with both business and technology executives.
  • This individual must be highly effective working both independently and in cross-functional capacities to identify, define, analyze, prioritize and refine technology requirements across all categories.
  • Successful candidates will be skilled at forging strong partnerships with business sponsors, product owners, architects, and developers to define feature sets, story maps, detailed user stories (functional and non-functional) to support the development process. This function will address bottlenecks, provide escalation management, anticipate and make tradeoffs, balance the business needs versus technical constraints to maximize business benefit.

This role will also partner with the cross-functional leadership team to help define the roadmap priorities and ensure that it remains aligned with the broader strategy and priorities. This individual will foster innovation, collaboration, leverage new technologies and champion impactful change to build Visa’s technology brand through internal and external initiatives. ​

EDUCATION AND QUALIFICATIONS

  • 4+ yrs of Fullstack development experience
  • Demonstrated ability to effectively adapt to changing technology
  • Understanding of RESTful APIs – both building and consuming
  • Experience with PHP and a PHP MVC framework
  • Experience with JavaScript
  • Understanding and experience building responsive interfaces with HTML5, CSS3, Bootstrap
  • Experience with React, VueJs (or other front-end frameworks) a bonus
  • Experience with Linux environments and using the shell
  • Experience with Python
  • Experience with MySQL, DB2, or other RDBMS
  • Experience writing tests (unit, functional, etc.), and using testing frameworks
  • Strong problem-solving skills
  • Attitude toward getting things done while maintaining regard for code quality
  • Demonstrated ability to take ownership of initiatives and comfortable seeking help
  • Comfortable tackling new problems and learning along the way
  • Solid communication skills
  • Fluent in English and Chinese are required. Additional languages, such as Japanese  are a plus.

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 

ROLES AND RESPONSIBILITIES

Lead and develop a dynamic and growing team of analysts and operations specialists

Facilitate recovery operations and identify improvements, define additional areas to scale our efforts, and correct inefficiencies. Develop enhancements and process improvements based on an assessment of Paywiser’s systems and processes. Create an industry-leading approach toward repayment options to increase the likelihood of recovery

Optimize the disputes lifecycle, including disputes win rates and debit success rates. This will include ownership over the way we respond to chargebacks at Paywiser, with a goal of maximizing win and debit success rates

Lead root cause analysis to identify opportunities to predict, prevent, and mitigate chargebacks that can lead to account difficulties

Master the complicated chargebacks process. This individual will utilize their mastery of chargebacks and network/industry rules to improve the way we respond to chargebacks and will translate that knowledge to internal stakeholders to effect change

React to disputes rule and payments industry changes (as well as corresponding optimization of the end to end disputes system based on continued changes), with a goal of designing industry-leading chargeback flows and processes

Develop and report key performance indicators across the seller recovery lifecycle, from dispute to unsuccessful debit to collection

Partner with Finance and Accounting departments to improve on our policies and processes that contribute to accurate ledger reporting

 

EDUCATION AND QUALIFICATIONS

Bachelor’s degree in Finance, Economics, or Business

3+ years in payments, recovery/collections, chargebacks, or a related field

A customer-first approach

Strong quantitative analytical experience. Ability to analyze large transactional datasets, interpret and react to ambiguous situations, and make decisions under pressure. Skills in SQL, CRM, and data visualization tools strongly preferred

A solid understanding of the payments landscape across all participants – issuer, merchant, acquirer, and network

Excellent written, oral, and presentation skills and an ability to synthesizeinformation and make clear, concise recommendations on a course of action

A creative and team-focused mindset, with a problem-solving approach that has a bias towards action taking

Relevant advanced degree, such as an MBA, preferred