当社のウェブサイトおよびアプリは、Cookie などのテクノロジーを使用して、高品質で流動的でパーソナライズされたエクスペリエンスを提供します。 当社の Cookie 管理ツールを使用して、いつでも Cookie に関する選択を再考することができます。
このポリシーの情報は、www.paywiser.com で公開されているプライバシー ポリシー (個人データ保護に関する情報) を補足するものです。 お客様のオンライン データを保護することは、私たちの優先事項です。

私たちは誰ですか?

Paywiser d.o.o が発行するウェブサイト www.paywiser.com へようこそ。 その登録事務所は、Bravničarjeva ulica 13, 1000 Ljubljana, Slovenia にあります。 クッキーを通じて収集されたデータを含む、お客様の個人データのプライバシーを確保するために、当社は権限のあるデータ保護責任者を任命しました。 [email protected].

クッキーとは?

クッキーは小さなコンピューター ファイルであり、トラッカーであり、使用する端末の種類 (コンピューター、スマートフォン、デジタル リーダー、インターネットに接続されたビデオゲーム機など)。

このファイルは、設定やその他のデータを保存するため、次に当社の Web サイトまたはアプリケーションにアクセスしたときにそれらを認識し、アクセスに関する情報を記憶して、より使いやすくシンプルなオンライン サービスを提供します。 Cookie を使用して、Web サイトのコンテンツを調整し、ユーザーの好みを記憶し、Web サイトへのアクセスを記録します。当社のウェブサイトの閲覧は、Cookie を使用することで、より快適に、より速く、何よりも効率的になります。

Cookie は、お客様を直接識別することはできませんが、お客様のデバイス、ブラウザ、使用している Web サイトまたはアプリとのやり取り、場合によってはお客様の地理的位置に関する特定の情報を収集することのみを目的としています。使用されている技術は、十分な確率で、これらのデバイスがあなたのものであると判断するために使用した可能性のあるいくつかのデバイスにリンクしている可能性があります。

クッキーは何に使用され、どのくらいの期間保持されますか?

より良いユーザーエクスペリエンスを目的としてのみ、クッキーを使用しています。 Cookie を使用して、Web サイトのどのコンテンツに関心があるかを判断しようとします。 それらは、お客様が当社の Web サイトをどのように使用しているかに関する情報を収集するために使用され、その結果、次回の訪問時にコンテンツを調整することができます。

当社のウェブサイトの機能とコンテンツを最大限に活用するために、Cookie を有効にする必要があります。 それらの使用に同意しない場合、当社の Web サイトと通信する能力が制限され、ユーザー エクスペリエンスが損なわれる可能性があります。 Cookie を受け入れても、後で削除することができます。

このウェブサイトでは、さまざまな種類の Cookie を使用しています。

必要なクッキー

必要な Cookie は、当社の Web サイトおよびサービスの運用に不可欠であり、安全なログインの提供や同意設定の調整など、このサイトの基本機能を有効にするために必要です。

これらの Cookie は、個人を特定できるデータを保存しません。
必要な Cookie は常にアクティブです。 これらの Cookie がないと、この Web サイトで使用したいサービスが正しく機能しません。 したがって、これらの Cookie の使用に異議を唱えることはできず、そのような Cookie の使用に同意する必要はありません。

クッキー
間隔
説明
PHPSESSID session この Cookie は、PHP アプリケーションにネイティブです。 Cookie は、Web サイトでのユーザー セッションを管理する目的で、ユーザー固有のセッション ID を保存および識別するために使用されます。 Cookie はセッション Cookie であり、すべてのブラウザ ウィンドウを閉じると削除されます。

cookieyes-consent

 

1 year

 

CookieYes は、ユーザーの同意設定を記憶するようにこの Cookie を設定し、その後このサイトにアクセスしたときにその設定が尊重されるようにします。 サイト訪問者の個人情報を収集または保存することはありません。

_GRECAPTCHA

 

5 months 27 days

 

この Cookie は、悪意のあるスパム攻撃から Web サイトを保護するためにボットを識別するために、Google の recaptcha サービスによって設定されます。

機能性クッキー

機能性 Cookie は、ソーシャル メディア プラットフォームでの Web サイトのコンテンツの共有、フィードバックの収集、その他のサードパーティ機能など、特定の機能を実行するのに役立ちます。
これらの Cookie の使用と保存には、お客様の同意が必要です。

クッキー
間隔
説明
表示する Cookie はありません

分析 Cookie – オーディエンス測定

これらの Cookie の目的は、Web サイトのトラフィックと使用状況を分析して、ユーザーが Web サイトとどのようにやり取りしているかを理解することです。

これらの Cookie は、訪問者数や訪問したページに関連するデータ、ページ訪問時間、これらのページへの訪問に使用したブラウザ、直帰率などの指標に関する情報を提供できます。

通常、これらの Cookie を使用および保存するには、お客様の同意が必要です。

クッキー
間隔
説明
CONSENT 2 年 YouTube は、埋め込まれた youtube-videos を介してこの Cookie を設定し、匿名の統計データを登録します。

パフォーマンス Cookie

パフォーマンス Cookie は、Web サイトの主要なパフォーマンス指標を理解し、分析するために使用されます。これは、表示されるコンテンツをより関連性の高いものにすることで、訪問者により良いユーザー エクスペリエンスを提供するのに役立ちます。 この目的のために、訪問したページ、使用した機能、表示したコンテンツ、選択した設定など、Web サイトの使用方法に関する情報を収集します。これにより、編集コンテンツをより正確に調整することができます。 期待。

これらの Cookie の使用と保存には、お客様の同意が必要です。

クッキー
間隔
説明
表示する Cookie はありません

広告クッキー

広告 Cookie は、以前にアクセスしたページに基づいてカスタマイズされた広告を提供し、広告キャンペーンの効果を分析するために使用されます。

これらの Cookie の目的は、当社の Web サイトおよびサードパーティのメディアに表示される広告メッセージとコンテンツの関連性を向上させることです。 プロモーション メッセージを送信したり、そのようなコンテンツを表示したりする場合、最も関連性の高い広告やオファーをお客様のニーズに合わせて提供することを目指しています。

したがって、この自動化されたデータ処理は、適切なタイミングで関連する広告を表示し、興味のないコンテンツを破棄し、同じ広告が表示される回数を制限するなど、ブラウジング エクスペリエンスの向上に役立ちます。

このようなツールの使用は、適用される規制によってプロファイルの作成として定義されています。
これらの Cookie を使用および保存するには、お客様の同意が必要です。

クッキー
間隔
説明
YSC セッション YSC Cookie は Youtube によって設定され、Youtube ページに埋め込まれた動画のビューを追跡するために使用されます。
VISITOR_INFO1_LIVE 5月 27 日 ユーザーが新しいプレーヤー インターフェースを取得するか古いプレーヤー インターフェースを取得するかを決定する帯域幅を測定するために、YouTube が設定する Cookie。

その他のクッキー

その他の未分類の Cookie は分析中で、まだカテゴリに分類されていません。

これらの Cookie の使用と保存には、お客様の同意が必要です。

クッキー
間隔
説明
Csrf セッション 説明はありません。
wp_wpml_current_language セッション 説明はありません。
trx_addons_is_retina 1 年 この Cookie は、ユーザーが Retina ディスプレイを使用しているかどうかを確認するために使用されます。
Theme 一度もない 説明はありません。

Cookie の同意設定はどのくらいの期間保存されますか?

当社のウェブサイトで Cookie の全部または一部を受け入れるか拒否するかを選択すると、選択内容が最大 6 か月間保存および保存されます (また、お客様の設定の記録が保持されます)。

これは、後で当社のウェブサイトを参照するときに、この期間中は、保存された設定の記録があるため、Cookie に関してお客様に代わってアクションを要求しないことを意味します。 この期間の終了後、Cookie の使用の同意または拒否を再度お尋ねします。

Cookie をどのように管理または削除できますか?

当社のウェブサイトへの最初の訪問時に、専用の情報バナーを表示することにより、Cookie の使用に関する同意、拒否、または選択を設定することができます。

デバイスへの Cookie の保存を許可するかどうかは、ユーザーが決定します。 ページの右下にある専用の Cookie 設定で、後で同意を撤回したり、選択を変更したり (たとえば、特定の種類の Cookie のみを受け入れるなど) することができます。

規則により、サイトの運営に必要な Cookie はユーザーの同意の対象ではないため、選択した管理ツールで無効にすることはできません。 ブラウザの設定でこれを拒否できる場合がありますが (以下の「Cookie を拒否する方法」セクションで説明)、Web サイトでのエクスペリエンスが損なわれる可能性があります。

クッキーの管理・削除の手順は、ご利用のブラウザによって異なります。

Cookie の使用をブロックしたり、削除したりするなど、Cookie を管理するためのいくつかのオプションがあります。

クッキーを拒否する方法?

この Web サイトを通じて Cookie の使用および/またはデバイスへの配置を望まない場合は、オプトアウト Cookie がデバイスに配置され、Cookie のすべてまたは一部を拒否したという情報を記録できます。 このオプトアウト Cookie を削除すると、Cookie の使用を拒否したことを識別できなくなります (つまり、次に当社の Web サイトにアクセスしたときに再度選択する必要があります)。.

クッキーの設定

このサイトで保存および/または使用される Cookie を管理できるように、Cookie マネージャーが提供されています。 ページの右下にある [Cookie 設定] をクリックすると、いつでもコンフィギュレーターにアクセスして、関連する Cookie の種類に応じて設定を変更できます。

ブラウザ設定

ブラウザ経由で Cookie を管理することもできます。
ほとんどのブラウザは、デフォルトで Cookie を受け入れるように設定されていますが、必要に応じて、すべての Cookie を受け入れるか、Cookie を体系的に拒否するか、または Cookie の送信元に応じて受け入れる Cookie を選択することができます。 また、ブラウザを使用してデバイスから Cookie を定期的に削除することもできます。

ただし、さまざまなデバイス (タブレット、スマートフォン、コンピューターなど) ですべてのブラウザーを設定することを忘れないでください。

ブラウザごとに、Cookie とユーザーの選択を管理するための設定が異なります。 ブラウザのヘルプ メニューに説明があり、Cookie の設定を編集する方法が説明されています。 例えば:

for Internet Explorer™: https://support.microsoft.com/en-us/topic/delete-and-manage-cookies;

for Safari™: https://support.apple.com/en-gb/safari;
for Chrome™: https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DAndroid&hl=en;
for Firefox™: https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox;
for Opera™: https://help.opera.com/en/latest/web-preferences/#cookies

Cookie の発行者のページに直接アクセスして、一部のサードパーティ Cookie を無効にすることができます。

他の権利をどのように行使できますか?

適用される個人データ保護法に従い、お客様は、お客様の個人データにアクセスし、修正し、異議を唱え、制限し、削除する権利を有します。 その他の権利を行使するには、次のサイトにアクセスして、個人データの保護に関する当社の情報を参照してください。  www.paywiser.com

コンタクト

Cookie に関するご質問がございましたら、次のアドレスに電子メールを送信してご連絡ください。: [email protected].

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco- System, covering Acquiring (eComm and POS Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.

ROLES AND RESPONSIBILITIES

The role is primarily divided between two functions, Client Due Diligence and Conflicts Clearance.

1. Client Due Diligence
  •  Performing KYC due diligence for new and existing clients
  • Reviewing clients’ incoming documents and researching clients using Paywiser’ssystems or public sources to meet our regulatory requirements on Client DueDiligence (CDD)
  • Communicating clearly with the Partnership what may be required of Clients to fulfil said requirements Advising on CDD requirements for our overseas offices based on the local laws and regulations
  • Using screening tools to carry out risk assessments at client inception and also when  CDD records are updated to see whether the client presents a higher than usual risk  of money laundering
  • Carrying out research to establish whether there is any adverse press about a prospective client and assessing its relevance
  • Carrying out searches to identify whether a client is a politically exposed person and  preparing emails for Compliance / Senior Management’s approval
  • Carrying out research on the source of wealth and funds and assisting with advice on this to the partners and fee-earners
  • Being an active risk manager, recognize the factors that impact client risk rating and due diligence requirements
  • Filing appropriately and diligently so that centralised records of client approvals are maintained
  • Escalating issues or concerns to management, compliance, and the business in an effective manner
  • Working cross-functionally with internal teams to discuss changes or updates to Paywiser’s KYC/AML requirements, policy, and procedure
  • Handling sensitive and confidential information in accordance with Paywiser’s policy
2. Conflicts Clearance
  • Carrying out conflicts searches using data submitted by partners and other customers
  • Reporting back to the partners / customers on the results of the search Identifying potential conflicts issues and escalating them to more senior members of theCompliance team within Paywiser Ad Hoc Assistance
  • Assisting partners and other business services colleagues on frequently asked questions relating to billing and file opening
  • Assisting the Money Laundering Reporting Officer (MLRO) with research surrounding suspicious activity reports
  • Acting as a subject-matter expert to provide training / workshops on onboarding issues (e.g. AML / Conflicts) to local and overseas colleagues
  • Providing improvement / enhancement ideas on existing processes / systems
  • Any other job functions as assigned by the management from time to time.
EDUCATION AND QUALIFICATIONS
  • Degree holder in any disciplines
  • Experience in conflicts of interest checking and/or AML checking
  • Excellent research, analytical, and critical reasoning skills
  • Excellent verbal and written communication skills
  • Ability to interact and work closely with business stakeholders at all levels of seniority
  • Self-motivator, able to work independently and as part of a team
  • Team player, don’t afraid to speak up and share solutions and ideas for improvement
  • Able to perform multitasking, good organisation, problem-solving and time-managementskills with a strong sense of responsibility, commitment, and discipline
  • Agile learner with continuous improvement mindset
  • Multilingual in speaking, reading, and writing: English is mandatory plus at least one ofthese languages – Mandarin, Cantonese, Japanese, Slovenian

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between the East and the West, with offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia, Lithuania, the UK and the US. Paywiser offers 360 Payment Eco-System, covering Acquiring (eComm and POS Solution), Issuing (Debit and Pre-Paid Cards), Open Banking Solution, Global Settlement and White-labelling of Wallets and Infrastructure.

ROLES AND RESPONSIBILITIES

  • The candidate should have a strong technical background (experience working in Payment Gateway / Card Payments / Financial Services space will be a plus), should be a thought leader, have exceptional organizational skills, written and verbal communication skills and be an analytical and structured thinker.
  • The right candidate should possess a strong Technical Product Management background, with demonstrated expertise in contributing to cross-functional projects.
  • The candidate must have demonstrated excellence as Technical Product Manager in the payments, internet or related industries. The successful candidate must be a hands-on person with proven ability to engage in high bandwidth conversations with both business and technology executives.
  • This individual must be highly effective working both independently and in cross-functional capacities to identify, define, analyze, prioritize and refine technology requirements across all categories.
  • Successful candidates will be skilled at forging strong partnerships with business sponsors, product owners, architects, and developers to define feature sets, story maps, detailed user stories (functional and non-functional) to support the development process. This function will address bottlenecks, provide escalation management, anticipate and make tradeoffs, balance the business needs versus technical constraints to maximize business benefit.

This role will also partner with the cross-functional leadership team to help define the roadmap priorities and ensure that it remains aligned with the broader strategy and priorities. This individual will foster innovation, collaboration, leverage new technologies and champion impactful change to build Visa’s technology brand through internal and external initiatives. ​

EDUCATION AND QUALIFICATIONS

  • 4+ yrs of Fullstack development experience
  • Demonstrated ability to effectively adapt to changing technology
  • Understanding of RESTful APIs – both building and consuming
  • Experience with PHP and a PHP MVC framework
  • Experience with JavaScript
  • Understanding and experience building responsive interfaces with HTML5, CSS3, Bootstrap
  • Experience with React, VueJs (or other front-end frameworks) a bonus
  • Experience with Linux environments and using the shell
  • Experience with Python
  • Experience with MySQL, DB2, or other RDBMS
  • Experience writing tests (unit, functional, etc.), and using testing frameworks
  • Strong problem-solving skills
  • Attitude toward getting things done while maintaining regard for code quality
  • Demonstrated ability to take ownership of initiatives and comfortable seeking help
  • Comfortable tackling new problems and learning along the way
  • Solid communication skills
  • Fluent in English and Chinese are required. Additional languages, such as Japanese  are a plus.

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 
ROLES AND RESPONSIBILITIES

Act as an Approved Person for the prevention of money laundering;

Develop and maintain the firm’s anti-money laundering and counter-terrorist financing (AML/CTF) policy in line with evolving statutory and regulatory obligations;

Support and coordinate management focus on the money laundering risk in individual business areas;

Assist management in developing and maintaining an effective anti-money laundering and counter-terrorist financing (AML/CTF) compliance culture;

Ensure that the firm’s risk management policies, risk assessment profile and their application are adequately documented;

In consultation with management, create and maintain the money laundering risk- based approach and the risk assessment of the firm’s customers, products and services;

Establish and maintain appropriate risk-based monitoring processes that are proportionate to the firm’s operations’ scale, nature, and complexity;

Develop internal procedures in line with the requirements of the legislation and the relevant industry guidance;

Document the firm’s risk-based strategies and the basis for the risk assessment and monitoring process;

Ensure all internal suspicious activity reports (SAR) received are investigated without delay;

Ensure that a SAR is submitted to the relevant law enforcement agency regarding all suspicions that have substance;

Ensure that all staff are aware of their personal obligations and the firm’s policies and procedures and that the basis for the firm’s risk-based approach is understood and applied;

Ensure that staff comply with the stated policy and monitor operations and development of the policy to this end;

Ensure that all relevant staff are adequately trained in money laundering and terrorist finance prevention, that the standards and scope of the training are appropriate, and that appropriate training records are kept;

Regularly review the effectiveness of money laundering compliance policies and procedures to prevent money laundering and counter the financing of terrorism;

Provide management information as necessary, including an Annual Report each year for the Board and senior management on the firm’s compliance with its obligations;

Make recommendations for action to remedy any deficiencies in policies, procedures, systems or controls and follow up on those recommendations;

Represent the firm to all external agencies, e.g. regulators or law enforcement agencies, and in any other third-party enquiries related to money laundering prevention, investigation or compliance;

Remain aware of any relevant sanctions, prohibitions or advisory notices. Also, if necessary, advise management and relevant staff of the names of any individuals and institutions on the sanctions list;

Promptly respond to any reasonable request for information from the regulator and/or law enforcement agencies.

 
EDUCATION AND QUALIFICATIONS

Bachelor degree in Law, Accounting, or related disciplines. Master degree preferred;

At least 5 years of experience in the same capacity in the Finance/Fintech Sector

Have excellent knowledge on and understanding of the legal and regulatory requirements in the UK and EU;

Be able to apply his/her knowledge to practical solutions and be pragmatic in making recommendations so as to cater for both the regulatory requirements and the needs of the business;

Be able to communicate effectively at all levels, including the regulators, and be able to explain the impact and implications of regulation on the business both in writing and in person;

Be able to analyze information and investigate solutions to ensure that appropriate procedures are formulated;

Be able to deal with staff at all levels and influence policy and decision making at the highest level and ensure that it reflects compliance requirements;

Manage a team of compliance – based projects;

Be able to establish good working relationships with the senior management, riskmanagement department and the regulator;

Have the ability to develop and maintain a network of relevant contacts within national and where appropriate international financial institutions, regulatory bodies, law enforcement and professional groups;

Excellent English language and written skills are required.

 
 

 

COMPANY BACKGROUND

Founded by a team of industry leaders with over 50 years’ combined experience in payment and finance technology, foreign exchange and loyalty, Paywiser is at the forefront of the global payments technology industry, providing innovative platforms and systems for merchants and partners worldwide.

Established in 2017, Paywiser is a global Fintech company focusing on providing businesses with a singular platform to manage their payment issuance and acceptance operations.

A solid bridge between Asia, Europe and the UK. With offices in Singapore, Hong Kong, Taiwan, Japan, Malaysia, Slovenia & the UK. Paywiser offers SMEs a unique PaaS solution that facilitates multicurrency payment acceptance and transfer of funds in a secure environment.

 

ROLES AND RESPONSIBILITIES

Lead and develop a dynamic and growing team of analysts and operations specialists

Facilitate recovery operations and identify improvements, define additional areas to scale our efforts, and correct inefficiencies. Develop enhancements and process improvements based on an assessment of Paywiser’s systems and processes. Create an industry-leading approach toward repayment options to increase the likelihood of recovery

Optimize the disputes lifecycle, including disputes win rates and debit success rates. This will include ownership over the way we respond to chargebacks at Paywiser, with a goal of maximizing win and debit success rates

Lead root cause analysis to identify opportunities to predict, prevent, and mitigate chargebacks that can lead to account difficulties

Master the complicated chargebacks process. This individual will utilize their mastery of chargebacks and network/industry rules to improve the way we respond to chargebacks and will translate that knowledge to internal stakeholders to effect change

React to disputes rule and payments industry changes (as well as corresponding optimization of the end to end disputes system based on continued changes), with a goal of designing industry-leading chargeback flows and processes

Develop and report key performance indicators across the seller recovery lifecycle, from dispute to unsuccessful debit to collection

Partner with Finance and Accounting departments to improve on our policies and processes that contribute to accurate ledger reporting

 

EDUCATION AND QUALIFICATIONS

Bachelor’s degree in Finance, Economics, or Business

3+ years in payments, recovery/collections, chargebacks, or a related field

A customer-first approach

Strong quantitative analytical experience. Ability to analyze large transactional datasets, interpret and react to ambiguous situations, and make decisions under pressure. Skills in SQL, CRM, and data visualization tools strongly preferred

A solid understanding of the payments landscape across all participants – issuer, merchant, acquirer, and network

Excellent written, oral, and presentation skills and an ability to synthesizeinformation and make clear, concise recommendations on a course of action

A creative and team-focused mindset, with a problem-solving approach that has a bias towards action taking

Relevant advanced degree, such as an MBA, preferred